Are you currently paying too much for your garage insurance?

Are the cars in your fleet insured against external risks? Is your fleet insured against extreme weather? For many fleet operators, risk prevention is a basic part of general garage insurance. You pay insurance and if you have hail damage, for example, you receive a payment from the insurer. That sounds good right?

Damage payment

Receiving a post-loss payout from the insuring party sounds promising. For example, your fleet of vehicles has been paved over. You report the damage and receive a payout from your insurer. Only this is often more difficult in reality. You receive a payment, but you also have to pay an excess. You receive the claim payment for hail damage, for example, but you are also busy repairing the damage. Your assets are delayed because the trading inventory needs to be repaired. In short, are you taking the right measures to control fleet risks?

High insurance premium after reporting a claim?

You pay your premium faithfully to the insurer every year, but then damage occurs. You receive a payment and have the damage repaired. Finally, you can get on with the business. A year later, you get a notification from the insurer that your premium is going to rise. And eventually, through the new premium itself, you indirectly pay back all the hail damage to the insurer. In short, are you taking the right measures to control fleet risks?

Risk prevention

Are you currently paying too high a premium for your garage insurance? In 2023, you will no longer have to. There are many ways to lower your premium and deductible. In some cases, you will no longer even pay an excess in case of damage! There are already some insurers that make hail nets mandatory with garage insurance, for example. You pay no excess and the hail nets even lower the premium. In the automotive industry, hail nets are also called car covers with hail netting. In short, it is always wise to investigate whether you are not paying too high a premium and end up paying all the damages yourself. Prevention is better than cure!